Na kontach Zakładu Ubezpieczeń Społecznych (ZUS) czekają znaczące kwoty money waiting to be claimed by the heirs of deceased individuals who passed away before reaching retirement age. The average sum of 30,000 PLN can be transferred to families who submit a simple application. These funds come from sub-accounts at ZUS and Open Pension Funds (OFE) and are subject to inheritance, which many Poles are still unaware of.
The process of recovering these funds is exceptionally straightforward. All that is required is to submit an application to ZUS, which has three months to process the claim and make the payment. The key factor is that only funds accumulated by individuals who did not reach retirement age (60 years for women and 65 years for men) are eligible for inheritance.
The inheritance mechanism is flexible and friendly towards beneficiaries. There is no statute of limitations for submitting an application, and if the deceased did not designate specific beneficiaries, the funds enter the estate and are divided according to inheritance law. In the case of OFE members, it is necessary to inform the fund and present a death certificate.
This opportunity to inherit emeritus funds can have significant social implications:
* It can improve the material situation of Polish families, especially during difficult times after the loss of a loved one.
* It can provide long-term financial security for families, reducing social inequalities and improving financial stability in households, particularly in smaller towns and regions with lower incomes.
* It can lead to a change in social attitudes towards the pension system, encouraging more people to actively participate in social insurance and trust state financial institutions.
* It can influence professional decisions among younger generations, promoting legal employment and long-term financial planning.
* It can strengthen family bonds and a sense of responsibility for financial security among family members, reducing the burden on the social assistance system.
Don’t miss out on this opportunity to secure your family’s financial future. Check if you are eligible to inherit emeritus funds today!
